Ask A Lawyer

Want a good answer? Ask a thorough question starting with "Who, What, When, How, Will I or Do I".
Then add a details. This will help you get a quicker and better answer.
Question field is required.
Explaination field is required
Category field is required

Ask A Lawyer

1
Ask a Question

2
Details

3
Submit
1
Ask a Question

2
Submit

Ask a Attorney

1
Ask a Question

2
Details

3
Submit
1
Ask a Question

2
Submit
Fullname is required.
A valid email address is required.
A valid zip code is required. Validating the Zip Code.
Receive a follow-up from lawyers after your question is answered
A valid phone number is required.
Select the best time for you to receive a follow-ip call from a lawyer after your question is answered. (Required field)
to
Invalid Time.
reCAPTCHA is required.

*Required fields

Question
Description
Category
DUI
By submitting your question, you understand and agree: To the Terms and Conditions for use of the site. Do not include any personal information including name, email or other identifying details in your question or question details. An attorney-client relationship is not being established and you are not a prospective client of any attorney who responds to your question. No question, answer, or discussion of any kind facilitated on this site is confidential or legal advice. Questions answered are randomly selected based on general consumer interest and not all are addressed. Questions may display online and be archived by .

Bankruptcy Legal Answers

Bankruptcy Legal Answers

Need help in chapter 7 bankruptcy

Answered 10 hours ago by attorney Min (Peter) Gyu Kim   |   1 Answer   |  Legal Mostics: Bankruptcy Lawyer
Good morning Im sorry to hear about your situation. If you file a bankruptcy (chp 7 or chp 13 depending on your financial situation) it will 1) stop the lawsuit per the automatic stay. The automatic stay is like your legal shield that stops lawsuits, repossession, foreclosure, etc.. 2) The bankruptcy will address all your debts all at one time. This means that not only will this lawsuit and the underlying debt be address, anything else you owe will also be address. Depending on the nature of hte lawsuit, the bankruptcy will discharge (eliminate) your personal liability on your unsecured debts. Unsecured debts, even if a lawsuit is filed, will be discharged in a bankruptcy (barring very few exception) If you reside in Houston, my firm provides a free consultation to discuss your case. Peter Kim, Attorney (713) 259-3929... Read More
Good morning Im sorry to hear about your situation. If you file a bankruptcy (chp 7 or chp 13 depending on your financial situation) it will 1)... Read More
If the house is your principal residence, there is no way to force the lender to accept anything other than the current contract terms.  Even if it is not your principal residence, the lender has the right to do what is known as "an 1111(b) election" to require the full amount of the loan to be paid, although you can usually stretch it out over a longer term and reduce the monthly payments somewhat. Leasing just before filing bankruptcy might work to change the character of the property from  principal residence to rental.  But that is going to ultimately be up to the Judge in your case.   Chapter 11 is very complex and involved, but the bottom line is that it is all about negotiations with the creditors.  If you can get your creditors to agree to whatever you are proposing, then you can usually confirm a Plan of Reorganization.   Be sure you hire an experienced bankruptcy attorney if you proceed.... Read More
If the house is your principal residence, there is no way to force the lender to accept anything other than the current contract terms.  Even if... Read More
Without the commingling, leaving before bankruptcy would leave you likely totally clear.  The commingling is a problem.  Bankruptcy is not a good idea if there has been commingling.  It makes veil piercing easier, not harder.  Get better legal advice.
Without the commingling, leaving before bankruptcy would leave you likely totally clear.  The commingling is a problem.  Bankruptcy is not... Read More
You have to include all your creditors on your schedule. If you want to keep the furniture purchased from the different creditors, then you have to reaffirm the debt, which may defeat the purpose for filing the bankruptcy. Failure to do so, the creditors are entitled to their goods. It's more like you cannot afford to keep what you have!... Read More
You have to include all your creditors on your schedule. If you want to keep the furniture purchased from the different creditors, then you have to... Read More
Yes you can include such debt in your bankruptcy. Luckily in bankruptcy, the bankruptcy looks at the substance of the judgement such as what the debt is  If it is a unsecured debt then you can discharge it in your bankruptcy case. However there are exceptions to the dischargeability rule Contact & Information a local bankruptcy attorney to assist you If you reside in Houston, our firm provide free consultation to go over your facts and options so that you can make the best decision possible   Peter Kim, attorney Phone 713 259 3929... Read More
Yes you can include such debt in your bankruptcy. Luckily in bankruptcy, the bankruptcy looks at the substance of the judgement such as what the debt... Read More
Your facts are not very clear, but if you are a creditor secured by the vehicle and the debtor is behind on payments, you must get permission from the bankruptcy court to repossess it under applicable nonbankruptcy law.  You need to file a Motion For Relief From Automatic Stay to do so.  ... Read More
Your facts are not very clear, but if you are a creditor secured by the vehicle and the debtor is behind on payments, you must get permission from... Read More
Filing a chapter 7 bankruptcy does not protect you from losing your horses. If you file a chapter 7 bankruptcy to prevent them from being sold at auction by the judgment creditor, the chapter 7 trustee will take possessions of the horses and liquidate them to pay your creditors.
Filing a chapter 7 bankruptcy does not protect you from losing your horses. If you file a chapter 7 bankruptcy to prevent them from being sold at... Read More
You can file eight years after your last filing, so you can in theory file again.
You can file eight years after your last filing, so you can in theory file again.

Civil judgement in nys

Answered 2 months ago by attorney Michael D. Siegel   |   1 Answer   |  Legal Mostics: Bankruptcy Lawyer
A judgment is good for 20 years from the date it is entered on the court system.
A judgment is good for 20 years from the date it is entered on the court system.
If you have enough property that requires a will to dispose, you can afford a lawyer.  Call legal aid.
If you have enough property that requires a will to dispose, you can afford a lawyer.  Call legal aid.




Home | Privacy Policy | Register | Contact