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Bankruptcy Legal Answers

Bankruptcy Legal Answers
You can, but you should meet with an experienced bankruptcy attorney soon. I can get you into my office very quickly. Please call me today to discuss details. 203.870.6700.
You can, but you should meet with an experienced bankruptcy attorney soon. I can get you into my office very quickly. Please call me today to discuss... Read More

how much is the cost of a lawyer for chapter 7

Answered 11 days ago by attorney Mr. Max L. Rosenberg   |   1 Answer   |  Legal Mostics: Bankruptcy Lawyer
Between 1500.00 and 2000.00. It depends on circumstances.  We also offer payment plans. Please feel free to contact me soon. 203.870.6700
Between 1500.00 and 2000.00. It depends on circumstances.  We also offer payment plans. Please feel free to contact me soon. 203.870.6700
A creditor cannot garnish your wages while your bankruptcy is open. If they garnish your wage without an order from the bankruptcy court, this will be a violation of the automatic stay.
A creditor cannot garnish your wages while your bankruptcy is open. If they garnish your wage without an order from the bankruptcy court, this will... Read More
I'm not clear on how you add something that you already listed.  Since it is already there, you do not need to add it. Even if you had not listed it, you would not need to "add" it.  See my article on this topic here:  https://www.bklaw.com/bankruptcy-blog/2018/07/forget-to-list-a-debt-in-my-bankruptcy-case/... Read More
I'm not clear on how you add something that you already listed.  Since it is already there, you do not need to add it. Even if you had not... Read More
Ms. Bailey, this forum is for asking for specific legal questions.  As to cost, attorneys have different prices, but they are usually within the same ball park in the same areas so you will need to find an attorney that will help you in your area.  In general terms, the state of Tennessee is divided into 3 areas: Western Tennessee, Middle Tennessee and Eastern Tennessee.  I practice in the Eastern area so, for example, if you contacted my office they could provide you with the general information and costs for the counties in Eastern Tennessee. ... Read More
Ms. Bailey, this forum is for asking for specific legal questions.  As to cost, attorneys have different prices, but they are usually within the... Read More

Need help in chapter 7 bankruptcy

Answered 28 days ago by attorney Min (Peter) Gyu Kim   |   1 Answer   |  Legal Mostics: Bankruptcy Lawyer
Good morning Im sorry to hear about your situation. If you file a bankruptcy (chp 7 or chp 13 depending on your financial situation) it will 1) stop the lawsuit per the automatic stay. The automatic stay is like your legal shield that stops lawsuits, repossession, foreclosure, etc.. 2) The bankruptcy will address all your debts all at one time. This means that not only will this lawsuit and the underlying debt be address, anything else you owe will also be address. Depending on the nature of hte lawsuit, the bankruptcy will discharge (eliminate) your personal liability on your unsecured debts. Unsecured debts, even if a lawsuit is filed, will be discharged in a bankruptcy (barring very few exception) If you reside in Houston, my firm provides a free consultation to discuss your case. Peter Kim, Attorney (713) 259-3929... Read More
Good morning Im sorry to hear about your situation. If you file a bankruptcy (chp 7 or chp 13 depending on your financial situation) it will 1)... Read More
If the house is your principal residence, there is no way to force the lender to accept anything other than the current contract terms.  Even if it is not your principal residence, the lender has the right to do what is known as "an 1111(b) election" to require the full amount of the loan to be paid, although you can usually stretch it out over a longer term and reduce the monthly payments somewhat. Leasing just before filing bankruptcy might work to change the character of the property from  principal residence to rental.  But that is going to ultimately be up to the Judge in your case.   Chapter 11 is very complex and involved, but the bottom line is that it is all about negotiations with the creditors.  If you can get your creditors to agree to whatever you are proposing, then you can usually confirm a Plan of Reorganization.   Be sure you hire an experienced bankruptcy attorney if you proceed.... Read More
If the house is your principal residence, there is no way to force the lender to accept anything other than the current contract terms.  Even if... Read More
Without the commingling, leaving before bankruptcy would leave you likely totally clear.  The commingling is a problem.  Bankruptcy is not a good idea if there has been commingling.  It makes veil piercing easier, not harder.  Get better legal advice.
Without the commingling, leaving before bankruptcy would leave you likely totally clear.  The commingling is a problem.  Bankruptcy is not... Read More
You have to include all your creditors on your schedule. If you want to keep the furniture purchased from the different creditors, then you have to reaffirm the debt, which may defeat the purpose for filing the bankruptcy. Failure to do so, the creditors are entitled to their goods. It's more like you cannot afford to keep what you have!... Read More
You have to include all your creditors on your schedule. If you want to keep the furniture purchased from the different creditors, then you have to... Read More
Yes you can include such debt in your bankruptcy. Luckily in bankruptcy, the bankruptcy looks at the substance of the judgement such as what the debt is  If it is a unsecured debt then you can discharge it in your bankruptcy case. However there are exceptions to the dischargeability rule Contact & Information a local bankruptcy attorney to assist you If you reside in Houston, our firm provide free consultation to go over your facts and options so that you can make the best decision possible   Peter Kim, attorney Phone 713 259 3929... Read More
Yes you can include such debt in your bankruptcy. Luckily in bankruptcy, the bankruptcy looks at the substance of the judgement such as what the debt... Read More



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